MATZ REAL ESTATE TEAM ~ REAL ESTATE UPDATE FOR THE WEEK OF 7/13 – 7/19

~ MATZ REAL ESTATE TEAM ~ REAL ESTATE UPDATE FOR THE WEEK OF 7/13 – 7/19 Photo: 14485 Trailwind The Eric Matz Team has been busy! Be sure to check out this week’s update… 11 homes for sale, 5 homes in escrow, a price reduction, and 3 open houses this weekend! ______________________________________________________________________ ************* OPEN HOUSE ************* … Read more

The Eric Matz Team – Real Estate Update

 THE ERIC MATZ TEAM  REAL ESTATE UPDATE FOR THE WEEK OF 6/29 – 7/5 Happy 4th of July Wishing you a fun and safe 4th of July weekend with family and friends! ________________________________________________________________________ ************** JUST LISTED ************* 1361 Wicker Place Escondido This charming single level 3 bedroom / 2bath home is located on a cul-de-sac … Read more

The Eric Matz Team ~ Real Estate Update for the Week of 6/15 – 6/21

~ THE ERIC MATZ TEAM ~ REAL ESTATE UPDATE FOR THE WEEK OF 6/15 – 6/21 Photo: 17085 Butterfield Trail, Poway It’s been busy around here – Summer is in full swing and now is the time to move! Read below for the latest happenings with The Eric Matz Team. Let us know how we … Read more

The Eric Matz Team – Real Estate Update for the Week of 6/8 – 6/16

~ THE ERIC MATZ REAL ESTATE TEAM ~ REAL ESTATE UPDATE FOR THE WEEK OF 6/8 – 6/14 Photo: 6940 Camino Pacheco Summer is here and the market is hot! Check out this week’s, Eric Matz Team – Market Update. ************ NEW LISTINGS ************ ~ 6940 Camino Pacheco – Mission Valley ~ Highly upgraded 4bed + loft … Read more

The Eric Matz Team ~ Real Estate Update for the Week of 6/1 – 6/7

~ THE ERIC MATZ TEAM ~ REAL ESTATE UPDATE FOR THE WEEK OF 6/1 – 6/7 Photo: 15622 Jube Wright We have a lot of exciting changes going on around here, including our move to Windermere Homes & Estates in Rancho Bernardo! We hope you will stop by and say, “hello” when you are in … Read more

Are you a first time home buyer? Here is what you should know

Are you a first time home buyer? Here is what you should know

Presented by Eric Matz, Coldwell Banker Rancho Bernardo, Poway Real Estate

 

Source: CNN Money

 

Mike Valdez fits the profile of a savvy first-time homebuyer perfectly. A 34-year-old financial analyst from New Rochelle, N.Y., he and his family had grown sick of living the renter’s life. So two years ago he decided to test the market and find a townhouse for his growing family. But despite his financial aptitude, he quickly ran into a setback.

“We found a place we liked and ran the numbers,” he says, but the young couple soon discovered that they had underestimated the burden of their college debt. They were forced to back out.

Mike’s lesson goes to the heart of what every first-time homebuyer needs to know — buying a home means so much more than paying a mortgage.

Fix Your Credit

The first step toward buying a home takes place months before walking into your lender’s office. It’s crucial to check your credit score at least three to six months ahead of your mortgage application, says Rod Griffin, director of Public Education at Experian. You can request a free copy of the report from each of the three credit bureaus (Experian, TransUnion and Equifax) at annualcreditreport.com.

Even if you don’t have sterling credit (generally a FICO score of 720 or above), the most important thing to do is to take stock of what the figure means. “Every score is educational,” says Griffin. “It’s more about why the number is than what the number is.”

This is especially true since there are different proprietary scales used to gauge credit: the Vantage score, for instance, ranges from 501 to 990, while the FICO score runs from 300 to 850. Make sure to read the accompanying credit report to understand what your score actually means.

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Open House: 16974 Dominican Dr Rancho Bernardo

Rancho Bernardo Home For Sale Rancho Bernardo Real Estate, Eric Matz Rancho Bernardo Living – Are you looking for a single level home in a 55+ community? Look no further! Easy maintenence yard, single level, and views! Conveniently located to all Rancho Bernardo amenities. Saturday: 3/24/12, 1-4PM 16975 Dominican Dr Rancho Bernardo 1,510 sf, 2bed/2ba MLS: … Read more

30-year fixed rate mortgage below 4% for first time

30-year fixed mortgage rate below 4% for first time

Presented by Eric Matz, Coldwell Banker Rancho Bernardo, Poway Real Estate

Source: Lily Leung at Sign On San Diego

 

The average 30-year fixed mortgage has fallen this week to below 4 percent for the first time in history, said Freddie Mac’s weekly home-loan report. The rate for a 15-year fixed rate loan also has hit a record low.

This week’s historically low rates followed “a sharp drop in 10-year Treasuries early in the week as concerns over a global recession grew,” said Frank Nothaft, vice president and chief economist of Freddie Mac.

Fallen rates also come on the heels of Federal Reserve Chairman Bernanke’s statement to Congress’s Joint Economic Committee

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Del Mar Highlands – Carmel Valley Townhome for Sale – Open House

Del Mar Highlands – Carmel Valley Townhome for Sale – Open House

Listing offered and presented by Eric Matz, Coldwell Banker Rancho Bernardo, Poway Real Estate

OPEN HOUSE – Sunday October 9, 2011 12:00pm – 3:00pm

Call Eric Matz at Poway Real Estate for more information at 858-676-6122.

Click here for a map to: 3436 Voyager Circle, San Diego, Ca 92130

 

Price:  $509,900

Type:  Condo / Coop / Townhouse

Bedrooms:  3

Bathrooms:  2 Full, 1 Partial

Square Feet:  1602

Year Built:  1985

County:  San Diego

MLS ID:  110052885

 

Beautiful townhome in desirable East Bluff complex in Del Mar Highlands. Highly sought after floorplan with master suite on entry level and 2 bedrooms upstairs. Bedroom 2 has convenient Murphy bed. Bedroom 3 used as office with built-in desk & cabinets.

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Rancho Penasquitos Home for Sale – Open House

Rancho Penasquitos Home for Sale – Open House

Home offered and presented by Eric Matz, Coldwell Banker Rancho Bernardo, Poway Real Estate

OPEN HOUSE – Sunday October 9, 2011 12:00pm – 3:00pm

Call Eric Matz at Poway Real Estate for more information at 858-676-6122.

Click here for a map to: 13482 Entreken Ave, San Diego, 92129

Price: $509,900 – $529,900

Type:  Single Family

Bedrooms:  4

Bathrooms:  2 Full, 1 Partial

Square Feet:  1978

Year Built:  1986

County:  San Diego

MLS ID:  110049754

 

Great Penasquitos home. Shows pride of ownership. Good size, private backyard. Custom neutral paint, upgraded tile flooring throughout walk ways and main areas, crown molding in living room and dining room. Updated kitchen with granite counters, pull out drawers

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