Loans 101 – An Overview of the Loan Process

Loans 101 – An Overview of the Loan Process

Presented by Eric Matz of Coldwell Banker Rancho Bernardo and Jim Endicott of Endicott Financial Services

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, say “good bye” to your landlord and take control of your living environment.

Before you should even look at buying a home, you should know how much you can afford to pay for the home of your dreams. And to do that, you need to contact a lender and get “preapproved” for a loan. But do you understand the loan process?

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San Diego County’s Notices of Default fall in May

San Diego County’s Notices of Default fall in May

Presented by Eric Matz, Coldwell Banker Rancho Bernardo. Source: Sign On San Diego

If you find yourself in a situation where you can not make your mortgage payments, don’t wait! Don’t let the bank foreclose. Call me and let’s work together to find a solution, a short sale may be the solution for you. Click here to read my article on the short sale process. We at Poway Real Estate are here to help you make an informative decision based on your individual needs. All consultations are confidential and private. Contact me today.

San Diego County‘s notices of default, the first step in the foreclosure process, fell to their lowest level in 31 months in May, numbers from DataQuick Information Systems show.

Foreclosures in the region also declined, said Thursday’s report from the real-estate tracking company.

San Diego County recorded 1,353 defaults in May, down 16.6 percent from a year ago and down 6.8 percent from April, DataQuick reported. The number of defaults dropped to its lowest number since October 2008, when 1,112 were posted. It peaked at 3,832 in March 2009.

Foreclosures dropped to 868 in May, 15 percent lower than a year ago and 8.2 percent lower than in April. They peaked at 2,004, in July 2008.

Mark Riedy, executive director of University of San Diego‘s real estate center, said banks continue to be “judicious” about pushing homes through the foreclosure process because they don’t want too many losses on their books. Lenders have been controlling that flow also because too large of an infusion could “further depress prices,” Riedy said.

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Poway Home for Sale – Open House

Poway Home for Sale – Open House

Sunday, June 26, 2011, 1pm – 4pm

Home offered and presented by Jeannine LaChance of the Eric Matz Real Estate Team, Coldwell Banker Rancho Bernardo

The Eric Matz Real Estate Team invites you to view our listing being held open this Sunday, June 26, from 1pm – 4 pm. This home is located in Poway and being held open by a member of the Eric Matz Real Estate Team. Be sure to view more pictures and details about this listing here, as well as view all our fine listings.  For more information about this property, please call Jeannine LaChance at 858-442-3179.

Search all San Diego listings by using our exclusive Home Search System.

Open House 1pm – 4 pm, Sunday June 26, 2011

map to 13621 Holly Oak Way, Poway Ca, 92064

MLS: 110030187

Offered at $749,900

4 Bedrooms; 3 Bathrooms; 2,647 square feet

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Poway Home for Sale – Stoneridge

Poway Home For Sale – Stoneridge

Presented by Eric Matz, Coldwell Banker Rancho Bernardo

Eric Matz is please to offer this home for sale in Poway. This home offers panoramic views to the north west and the San Pasqual Valley. The large open and spacious floorplan has the master bedroom on the first level. The updated kitchen has granite countertops and offers spectacular views from the kitchen windows. The home has newer dual-paned windows and sliding glass doors. Three (3) large bedrooms, the family room and separate bonus room open to the large, beautifully

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Poway Home for Sale – Old Winery Estates

Poway Home for Sale – Old Winery Estates

Presented and offered by Eric Matz, Coldwell Banker Rancho Bernardo

Eric Matz is pleased to offer this exquisite Mediterranean estate located in prestigious Old Winery Estates of Poway. This home offers the ultimate in quality, design and amenities! This majestic two story Mediterranean style, privately gated home offers fabulous amenities and exceptional entertaining areas, making this masterpiece a rare gem! The gourmet kitchen has an abundance of workspace and storage with two kitchen islands, a huge walk-in pantry and a wine cooler. The kitchen has gorgeous granite, travertine flooring and top of the line built-in stainless appliances including Viking double ovens, 2 GE microwaves, 2 Bosch dishwashers, a Viking 6-burner range top and Subzero refrigerator. The home offers 5 bedrooms, 7.5 bathrooms, an office/study, billiards room plus detached 500 square foot guest house. The adjoining family room off the kitchen has impressive wood beam ceilings, lush carpet and built-in entertainment shelves. The downstairs master suite offers high vaulted ceilings, crown molding, a travertine-clad fireplace with mantle, a charming sitting parlor and French doors accessing the pool area.

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Scripps Ranch Home for Sale – Open House

Scripps Ranch Home for Sale – Open House

1 – 4 PM, Sunday, January 16, 2011

Home offered and presented by Eric Matz, Coldwell Banker Rancho Bernardo, 858-676-6122

The Eric Matz Real Estate Team invites you to view our listing being held open this Sunday, January 16 from 1 – 4 PM. This home is in Scripps Ranch and being held open by a member of the Eric Matz Real Estate Team. Be sure to view more pictures and details about this listing here, as well as view all our fine listings.  For more information about this property, please call Eric Matz at 858-676-6122.

Search all San Diego listings by using our exclusive Home Search System.

Open House 1 – 4 PM, Sunday January 16, 2011

10511 Stoney Ridge Place, San Diego, CA 92131

MLS:110001447

$789,900

5 Bedrooms; 3 Bathrooms; 3108 sq ft

Desirable floorplan with 1 bedroom and bathroom downstairs. Travertine floors in traffic areas and plantation shutters. Spacious kitchen has beautiful granite counters with large island and lots of cabinets for storage.

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San Diego Home for Sale – Open House

University City Home for Sale – Open House

1 – 4 PM Sunday, January 16, 2011

Home offered and presented by Eric Matz, Coldwell Banker Rancho Bernardo, 858-676-6122

The Eric Matz Real Estate Team invites you to view our listing being held open this Sunday, January 16 from 1 – 4 PM. This listing is in the University City area and being held open by member of the Eric Matz Real Estate Team. Be sure to view more pictures and details about this listing here, as well as view all our fine listings.  For more information about this property, please call Eric Matz at 858-676-6122.

Search all San Diego listings by using our exclusive Home Search System.

Open House 1 – 4 PM, Sunday January 16, 2011

6284 Via Regla, San Diego, CA 92122

MLS: 110002272

$639,900

4 Bedrooms; 2 Bathrooms; 1710 sq ft

Spacious 4 bedroom, 2 bathroom home in the upscale University City Canyon Ridge Development. Low maintenance backyard looks right onto University City Village Golf Course greens! Light, bright open floor plan. Large eat-in kitchen with new oven/range and Corian counters. 2 bedrooms and 1 bathroom downstairs with handicapped equipped walk-in spa tub. Additional 2 bedrooms and 1 bathroom plus optional room upstairs. Upgraded Anderson

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Rancho Bernardo Homes for Sale – Open House

Rancho Bernardo Homes for Sale – Open House

1 – 4 PM, Sunday, January 16, 2011    Offered by Eric Matz Coldwell Banker Rancho Bernardo

Presented by Eric Matz, Coldwell Banker Rancho Bernardo

The Eric Matz Real Estate Team invites you to view our listing being held open this Sunday, January 16 from 1 – 4 PM. This listing is in the Rancho Bernardo area and being held open by member of the Eric Matz Real Estate Team. Be sure to view more pictures and details about this listing here, as well as view all our fine listings.  For more information about this property, please call Eric Matz at 858-676-6122.

Search all San Diego listings by using our exclusive Home Search System.

Open House 1 – 4 PM, Sunday January 16, 2011

13846 Fontanelle Place, San Diego, CA 92128

MLS: 110001395

$598,900

4 Bedrooms; 3 Bathrooms; 2057 sq ft

Beautiful sunset views from hilltop home. Bright open floorplan with one bedroom and bathroom downstairs. Vaulted ceilings. Formal living/dining rooms. The kitchen has upgraded appliances and opens to a large family

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Poway Home for Sale – Open House

Poway Home for Sale – Open House

1- 4 PM Sunday, January 16, 2011

Home offered by Eric Matz, Colwell Banker Rancho Bernardo, 858-676-6122

5 Bedroom plus a bonus Room! Rancho Arbolitos in Poway
MLS: 110000568
Offered at $729,900
Desirable Polo Model with one bed & bath down. Functional floor plan with vaulted ceilings. Huge bonus room plus additional 5th bedroom upstairs. Updated & upgraded. Large eat-in kitchen with granite counters, newer cabinets & breakfast nook.

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Loans 101 – Top Things To Know Before You Buy

Loans 101 “ Top things to know before you buy”

Presented by Eric Matz of Coldwell Banker Rancho Bernardo and Jim Endicott of Endicott Financial Services

So you want to buy real estate, you want to own the American dream….but where do you start? Understanding the loan process and knowing what is required of you before you even start looking at properties, will help you assess what you need to do regarding your credit, interest rates, what are the different types of loans available to you and what you can actually afford.

We at Eric Matz Real Estate want to make this process as straightforward as possible for you as a buyer; whether you are a first time buyer or you have bought and sold several properties. Many borrowers fail to ask the right questions or even know what

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