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Home Loans

August 2022 Real Estate and Mortgage Report

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Our monthly real estate market report includes information about housing prices, inventory, mortgage rates, home sales and market predictions. We summarize news headlines and share important market updates. VIEW THE REPORT Here are some quotes from this month’s report: Over the past five recessions, mortgage rates have fallen an average of 1.8 percentage points from … Read more

Why You Want Pre-approval Before House Hunting This Fall

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Many factors go into purchasing a home. Potential homeowners must identify the features they want in their homes and the locations most desirable to them. Considerations such as commuting time, nearby shopping centers, and local schools also play a role when seeking the right home. In the current seller’s market, where homes are selling relatively … Read more

With High Interest Rates, Where Can You Save on Your Mortgage?

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There are many more ways to structure a home loan than people realize. Borrowers tend to focus exclusively on interest rates and miss out on other opportunities to save money and build wealth. Let’s talk about how choosing the right loan product, terms, and lender can significantly increase buying power. After enjoying a long period … Read more

The 5 Best Tips For Buying a Home During Times of Inflation

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With market volatility raging on throughout the month of May and inflation showing no signs of slowing down, it may seem like a poor choice to purchase a home during these times – but that’s not true. Timing the housing market and waiting for the perfect moment to buy your next home or property can … Read more

Loans 101 – An Overview of the Loan Process

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Loans 101 – An Overview of the Loan Process

Presented by Eric Matz of Coldwell Banker Rancho Bernardo and Jim Endicott of Endicott Financial Services

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, say “good bye” to your landlord and take control of your living environment.

Before you should even look at buying a home, you should know how much you can afford to pay for the home of your dreams. And to do that, you need to contact a lender and get “preapproved” for a loan. But do you understand the loan process?

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